Insights
Self-Employed
6 articles on self-employed, newest first.
Working for yourself means self-employment tax, quarterly estimates and records nobody else keeps for you. How I work with freelancers and the self-employed.
- Self-EmployedPaying Yourself From an S Corporation: Salary and Basis
Salary is wages and carries payroll tax. A distribution is tax-free only up to your stock basis, and the order you take money out decides which one you have.
- Self-EmployedSolo 401(k) or SEP-IRA: Which Lets a One-Person Business Save More
A SEP-IRA lets you put in about 20% of net earnings. A solo 401(k) adds a $24,500 deferral on top, which matters most below roughly $250,000 of profit.
- Self-EmployedEstimated Taxes Without Guessing: Which Safe Harbor Fits You
Skip the forecasting. Pay 90% of this year's tax or 100% of last year's (110% if last year's AGI topped $150,000) and the underpayment penalty cannot apply.
- Self-EmployedSelf-Employment Tax, Explained for Your First Freelance Year
It is the part of a freelancer’s bill that nobody mentions until April, and it is not the same thing as income tax.
- Self-EmployedQuarterly Estimated Taxes, in Plain English
Four payments, unequal windows, and one rule that keeps the penalty off your return even in a year when you write a large check in April.
- Self-EmployedThe Home Office Deduction: What Actually Qualifies
Most of these claims fail on the word exclusive, long before anyone gets to the arithmetic.
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