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Retirement
2 articles on retirement, newest first.
Which accounts to use, in what order, and when a Roth move pays off depend on your income now and later. Tax planning is where those calls get made.
- RetirementRetirement Contribution Deadlines: What Waits Until April
IRAs and HSAs can be funded through April 15. A SEP waits for the extended date. A 401(k) paycheck deferral does not wait at all, except for one narrow case for sole owners.
- RetirementWhat a Roth Conversion Costs, Bracket by Bracket
The converted amount is taxed as ordinary income, stacked on top of everything else you earn. A worked 2026 example prices each $10,000 slice.
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